Discover a truly RARE and remarkable opportunity to own just under 2 acres of pristine WATERFRONT property in the heart of Historic St. Andrews--one of Panama City, Florida's most coveted and charming neighborhoods. This 1.9-acre bayfront estate lot offers an extraordinary canvas for your dream home or private retreat, with sweeping views of St. Andrews Bay, mature oaks, and unmatched privacy rarely found in such a prime location. Positioned at the end of a quiet street, this one-of-a-kind property boasts approximately 165 feet of water frontage, offering direct access to the Bay and Gulf--perfect for boating, fishing, paddleboarding, or simply enjoying Florida's coastal lifestyle. With its grand size and natural beauty, this estate-sized lot evokes a sense of serenity while being just moments from the vibrant shops, restaurants, and marina of Historic St. Andrews, and only a short drive to Downtown Panama City and the turquoise waters and white sandy beaches. Zoned residential and free from HOA restrictions, this is a unique opportunity to create an iconic homestead or luxurious waterfront compound in a location steeped in Old Florida charm. Properties of this caliber and size seldom become available-this is your chance to own a piece of paradise in one of Bay County's most historic and picturesque waterfront enclaves. Dock permit has been issued for the reconstruction of the existing dock to include a 332' walkway, 3 38' finger piers and a 14' x 38' covered boat slip with lift. This gives endless possibilities for multiple boats at your homesite with pure Bay views! Imagine leaving your home for Shell Island with the family or early morning for a day of hunting redfish on the flats. Take in the views by watching the most incredible sunsets from your back yard on this stunning property at a high elevation. This lot may be subdivided into separate parcels. Buyer would need to verify information with the City of Panama City for any potential to divide. Zoning allows for short term rentals in this area as well as city water and sewer being available. Discover your dream waterfront homesite in Historic St. Andrews!